YNAB

In-app purchases
4.6
22.7K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good with money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad with money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
Updated on
Sep 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
22K reviews
Lisa Finger
July 18, 2025
I'm coming up on a year since I started using YNAB. It has changed the way I look at money and more importantly, how I save money. I've used other budgeting apps over the years, but they did not have the support system to help me learn how to create a budget that works for my family. With YNAB, there are video tutorials on their website and YouTube that teach you about budgeting and for the first in my life I'm controlling my money instead of my money controlling me.
32 people found this review helpful
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ynab.com
July 18, 2025
Amazing review, Lisa! 🎉 We're so glad you found YNAB, and it's made such an impact on your life. It's wonderful to hear that our educational videos on YouTube and the website have helped you succeed. Here's to feeling in control of your money—and happy YNABing! -Blair@YNAB
A Google user
July 20, 2019
i tried this and a few other budgeting apps out and chose another. when I tried to delete the account, this was made extremely difficult. First having to use a computer as It could not be done on the app (which is ridiculous), then having to set a seperate password so that i can input it before being allowed to delete the account, which makes no sense in terms of security. Very shady behaviour.
15 people found this review helpful
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Eysana Jones
August 25, 2024
This is my second time trying YNAB and I think I finally got it together. the app works pretty well I prefer working on the desktop though. the program is good for managing my money and budgeting seeing where all my dollars are going from my various checking accounts. I'm looking forward to seeing what a year's worth of data looks like.
57 people found this review helpful
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ynab.com
August 26, 2024
Hey Eysana, love this! I have a similar story — it took a couple tries to really get YNAB and see how my many accounts could fit into a larger plan. Can't wait to hear what insights you learn over time! ~ Lauren @ YNAB

What’s new

We’ve done some remodeling for this release! The new Home tab is your command center. Pin your top priorities, find out what it costs to be you, and work on getting a month ahead, all in one place.

And since spending is at the heart of your financial life, it’s now front and center in the new Spending tab. See all your transactions and enjoy a streamlined design for transfers. Go ahead—make yourself at home!